All photography sessions require a $100 nonrefundable artist retainer fee due at the time of booking to commission Kat Oswald as your photographer and to hold your scheduled date and time. The artist retainer fee is non-refundable and is applied to your session fee.

The remaining balance is due 48-hours prior to the day of your scheduled session.  


All services and sales are subject to New Mexico state sales tax, which is not included in the listed pricing. Kat Oswald Photography accepts cash, PayPal or credit card. Absolutely no checks will be accepted.   Payments can be paid directly though my website.


 In the unfortunate event of an illness, injury or other unforeseeable event I do allow one reschedule without penalty. However if you reschedule for the second time, the retainer is absorbed and you will need to start the booking process over. If you decide to cancel your session entirely without rescheduling, Kat Oswald Photography will absorb 100% of the $100 nonrefundable artist retainer fee.

There are no refunds for prints however if a print ordered directly through Kat Oswald Photography is unsatisfactory, you may return the print and request a reprint.  Kat Oswald Photography does not guarantee image quality for any order not placed directly through Kat Oswald Photography.


All Photography sessions are given online galleries where clients are able to view, proof, share, and download images for personal use. Orders are not required, but are available through the online gallery or by speaking with Kat directly. Please keep in mind that certain crops or aspect ratios affect the way an image will look when printed. Session galleries will remain up and active for 30 days.  Specialty orders, such as albums, canvas prints, metal prints, etc. are available - please inquire about pricing.


All print and product orders arrive within 3-4 weeks upon ordering.  Shipping charges may apply.  A rush service is available upon request for a fee.


All images remain copyrighted by the artist/photographer, Kat Oswald and Kat Oswald Photography. A copyrighted image cannot be edited or resold under any circumstance. Doing so is a violation of Federal Copyright Law. All images may be used in promotions for the artist/photographer and Kat Oswald Photography. All images may be submitted to blogs, magazines, websites, used on social media and/or entered into print and/or digital contests by Kat Oswald and/or Kat Oswald Photography. All images may be used on the artists/photographer's social media accounts, print and/or digital portfolios and/or brochures and/or websites. The artist, Kat Oswald will respect a client’s privacy if requested that the images not be shown (in the case of boudoir).

If you've been given a print release, this simply means you are permitted to reproduce the image for personal use only.


As an artist, I, Kat Oswald, reserve the right to choose which images from your session I will edit and show in your online viewing gallery for proofing, sharing and ordering.

I will gladly welcome your ideas and input, and encourage you to share your vision for your custom photography session.  In regard to the request of certain shots, I will certainly try to capture your specific request(s), however as with all photography sessions, no shot is guaranteed because there are too many factors to consider.

"Sneak peeks" will be posted on the business Facebook page as well as other social media platforms. 

Images from your session may be added to the Kat Oswald Photography website, business FaceBook page, business blog, and/or submitted for publishing in blogs, as well as websites, print magazines, and other forms of print, social media, publications, advertisements and/or contests.


Additional fees for some locations may be required.  Session fee does not cover parking fees, entrance fees, permit fees, photography fees, professional fees (to photograph at some locations), etc. This information will be discussed while determining your portrait session location. 


Kat Oswald Photography is based out of Bernalillo County, NM and serves the greater Albuquerque,NM area. Travel fees are required for any session more than 15 miles outside of zip code 87108. 

Destination sessions in desirable locations may be available at a discounted rate - flight and accommodations may be required.  Kat is available for nationwide travel.  Please contact Kat with any questions regarding travel, to request a session out of the Albuquerque, NM area, or to see if/when she will be in your area.  When Kat has out-of-state travel plans already made, additional fees and accommodations will not apply.  Kat regularly visits California, Florida, Missouri, Washington, and Texas.